{
  "label": "Would lower housing leave you with more after the month?",
  "units": "Hypothetical household · USD per month · chosen inputs, not city prices",
  "categories": [
    "Housing and included home costs",
    "Transport",
    "Other recurring essentials"
  ],
  "cases": [
    {
      "label": "Current arrangement",
      "income": 4700,
      "expenses": [
        1150,
        350,
        2550
      ],
      "remaining": 650
    },
    {
      "label": "Lower housing, more driving",
      "income": 4700,
      "expenses": [
        1000,
        800,
        2550
      ],
      "remaining": 350
    },
    {
      "label": "Confirmed better-paid role",
      "income": 5300,
      "expenses": [
        1000,
        800,
        2550
      ],
      "remaining": 950
    },
    {
      "label": "Lower income after moving",
      "income": 4300,
      "expenses": [
        1000,
        800,
        2550
      ],
      "remaining": -50
    }
  ],
  "lesson": "Housing saves $150, but transport adds $450. The same income leaves $300 less each month. A confirmed better-paid role leaves $950, a $300 improvement over the current arrangement; lower income produces a $50 shortfall.",
  "input_limit": "These are chosen household calculations, not observed city prices, job offers or a moving estimate. Replace the inputs with your own complete recurring costs and confirmed income.",
  "unrecoverable_transition_allowance": 3600,
  "transition_lesson": "A $300 monthly improvement takes twelve full months to match $3,600 of unrecoverable transition spending. Keep refundable deposits and emergency money separate. A worse monthly result has no saving-based recovery period."
}