[
  {
    "key": "regional-worker",
    "label": "One household retaining DC income",
    "current_income": 6000,
    "future_income": 6000,
    "categories": [
      "Housing",
      "Transport and visits",
      "Other essentials"
    ],
    "current": [
      2400,
      300,
      1800
    ],
    "future": [
      1900,
      650,
      1800
    ],
    "unrecoverable_transition": 6000,
    "lesson": "A $500 housing reduction leaves $150 more after $350 of added transport and visits. At that saving, $6,000 of unrecoverable spending takes 40 months to recover.",
    "current_total": 4500,
    "future_total": 4350,
    "current_remaining": 1500,
    "future_remaining": 1650,
    "units": "Hypothetical USD per month; transition separately one-time",
    "price_claim": false
  },
  {
    "key": "family-care",
    "label": "Family replacing familiar care",
    "current_income": 7800,
    "future_income": 7800,
    "categories": [
      "Housing",
      "Transport and visits",
      "Childcare and help",
      "Other essentials"
    ],
    "current": [
      2600,
      500,
      1700,
      1800
    ],
    "future": [
      2000,
      800,
      2100,
      1800
    ],
    "unrecoverable_transition": 9000,
    "lesson": "Housing falls $600, but travel rises $300 and care rises $400. The family has $100 less left each month; the change needs another benefit it can afford.",
    "current_total": 6600,
    "future_total": 6700,
    "current_remaining": 1200,
    "future_remaining": 1100,
    "units": "Hypothetical USD per month; transition separately one-time",
    "price_claim": false
  },
  {
    "key": "smaller-home",
    "label": "Fixed income and a smaller home",
    "current_income": 3800,
    "future_income": 3800,
    "categories": [
      "Housing",
      "Transport and visits",
      "Paid help",
      "Other essentials"
    ],
    "current": [
      1600,
      220,
      200,
      1000
    ],
    "future": [
      1300,
      300,
      350,
      1000
    ],
    "unrecoverable_transition": 5000,
    "lesson": "Lower housing leaves room for more travel and help, with $70 more remaining each month. The smaller home must still preserve access to essential care and everyday independence.",
    "current_total": 3020,
    "future_total": 2950,
    "current_remaining": 780,
    "future_remaining": 850,
    "units": "Hypothetical USD per month; transition separately one-time",
    "price_claim": false
  }
]